Property exposures statistics indicate authorised lenders’ (e.g. banks) exposure to residential and commercial property lending and how this exposure is changing over time.

Data are sourced from the Australian Prudential Regulation Authority (APRA) publication Quarterly Authorised Deposit‑taking Institution Property Exposures Statistics.

APRA is the national prudential regulator, supervising institutions across the banking, insurance and superannuation sectors to promote financial stability in Australia.

The statistics provide aggregate data on authorised deposit‑taking institutions’ (ADIs) residential mortgages outstanding and indicators of asset quality, including non‑performing loans.  

Loans are categorised based on their predominant purpose, including owner‑occupied and investment lending secured by residential property.

Data relate to residential mortgage lending recorded on the books of ADIs and are reported to APRA under the Financial Sector (Collection of Data) Act 2001.

See the APRA publication for more information, including data quality notes. Data for this visualisation are drawn from the Quarterly Authorised Deposit‑taking Institution Property Exposures Statistics (table 1b).