Average loan sizes for owner-occupier dwellings shows the cost of new lending commitments by households. It gives context to Australian housing finance and contributes to an understanding of the size of the market, growth in average loan size, and household debt.

Average loan sizes for owner-occupied dwellings are published in the Australian Bureau of Statistics (ABS) publication Lending Indicators, and includes new lending commitments for construction and the purchase of new dwellings and existing dwellings, but excludes loans for land, alterations and additions. A new lending commitment is defined as a firm offer to provide finance which has been accepted by the borrower, and exists once the loan application has been approved and a loan contract or letter of offer has been issued to the borrower.

ABS Lending Indicators data are also used in the following dashboard menu options: Lending commitments to households and Lending commitments to first home buyers.

See ABS - Lending Indicators for further information, including in-depth commentary and analysis, in particular the source data Quality Declaration. Source reference web report figure titled Average loan sizes for owner-occupier dwellings (original), by state, Download table as csv file.