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Financial market: Temporary loan repayment deferrals (historic, discontinued)

Temporary loan repayment deferrals (historic, discontinued)

The Australian Prudential Regulation Authority (APRA) is an independent statutory authority that supervises institutions across the banking, insurance and superannuation sectors and promotes financial stability in Australia.

During the COVID-19 pandemic, many authorised deposit-taking institutions (ADIs) granted temporary relief to borrowers impacted by COVID-19, allowing them to defer loan repayments for a period of time. To provide greater transparency of loan repayment deferrals at the industry level, APRA published the aggregated data obtained from Australia's 20 largest ADIs (by loan size) (for data prior to June 2020) and from all ADIs excluding foreign branches (for data from June 2020). 

As temporary loan repayment deferrals programs have now ended, APRA has discontinued its statistical publication, with the February 2021 edition being the final publication of this data. Information on the ongoing performance of ADI lending, including non-performing loans, is available in APRA’s regular quarterly statistical publications available on the APRA website at: Quarterly authorised deposit-taking institution statistics.

For more information on the banking sectors and the period of disruption driven by COVID-19, APRA has published a set of Banking COVID-19 frequently asked questions (https://www.apra.gov.au/banking-covid-19-frequently-asked-questions).

APRA data are also used in the following dashboard menu option: Monthly authorised deposit-taking institution statistics and Monthly banking statistics (historic, discontinued).

See statistical publications on the APRA website (https://www.apra.gov.au/temporary-loan-repayment-deferrals-due-to-covid-19-february-2021-accessible-version) for source data and further important interpretative information. Source reference publication Temporary loan repayment deferrals due to COVID-19, accessible version.